Did You Receive a COBRA Packet From PayFlex?

I was first alerted to this COBRA info from an astute ex-Hellerite in New York who scanned a copy and sent it my way.  It was only several days later that I received my own packet from PayFlex.

From what others have told me, none of us qualify for this and that it may be just a formality that PayFlex has to go through in order to comply with HIPAA and COBRA notification laws.  

If you have any other information please feel free to add in the Comments section.

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8 Responses to “Did You Receive a COBRA Packet From PayFlex?”


  1. 1 anon2 26 April 2009 at 8:14 pm

    Thomas, I also received the PayFlex Cobra packet outlining continuing payment, along with reduced payment. My understanding is that I am eligible for the next 9 months for the reduced amount due to loss of employment (Heller Ehrman)and I do not have other coverage. The savings for me is significant (about $275!). I signed and returned it with payment for the reduced amount.

  2. 2 Observer 27 April 2009 at 2:11 am

    I haven’t seen a packet. But this relates to the COBRA extended coverage and discounted premium that has been adopted as part of the Obama administration’s stimulus bill.

    It may be that it doesn’t do us any good, since Heller no longer has a health plan to which COBRA coverage would be attached.

  3. 3 Observer 27 April 2009 at 2:21 am

    From the Atlanta Constitution, about the COBRA premium break under the stimulus bill:

    “If your company closed or went bankrupt and there is no longer a group health plan, there is no COBRA subsidy available.”

    From the U.S. Dept. of Labor web site page on this extended COBRA opportunity:

    “If there is no longer a health plan, there is often no COBRA coverage available, unless another related or successor employer sponsors a group health plan responsible for providing continuation coverage to you.”

    Leaves most (all?) of us with the same problem we had last Oct-Nov, it seems.

  4. 4 anon2 27 April 2009 at 11:02 am

    For the few of us that have/had Kaiser coverage, it applies. I know all Cigna coverage is completely eliminated though. Nevertheless, it is one more loss for most Heller employees.

  5. 5 Former Heller Secretary 27 April 2009 at 2:31 pm

    I got one but thought it irrelevant so I discarded it.

  6. 6 Mr. Jones 28 April 2009 at 3:23 pm

    I got one, and while I eventually came to the conclusion that it was worthless to me (I had Cigna) I must say that it was needlessly confusing. I know Payflex was required to send something because of the stimulas bill, but how hard could it have been to stick in an insert saying, “sorry, doesn’t apply to you if you had Cigna” just like they did with our original packet?

    I found it aggravating both because I had to read it carefully to find out if something had changed for my situation and also because it hadn’t. (Made worse by the fact that my temporary health insurance was about to expire and wouldn’t renew because I’d been turned down for a permanant plan in the meantime.)

  7. 7 Former Heller Secretary 29 April 2009 at 4:56 pm

    So now I’m curious. I have Kaiser. I paid for two months’ worth of COBRA so I could have continuous coverage, and then elected Kaiser at the firm where I ended up.

    Does anyone know whether this benefit is somehow retroactive? Could I perhaps get a refund on the enormous amount of money I spent for me and my husband to be covered for two months?

    I’ve fished the packet out of the recycling bin, but I’d like the short answer.

  8. 8 Observer 29 April 2009 at 10:07 pm

    According to the U.S. Dept. of Labor site, the premium reduction benefit is retroactive only to Feb. 17, 2009. Any COBRA you paid for periods before that does not get ony benefit from this new program.


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